+44 (0) 1908 774323
   
Helen Beaumont

Essendon Tax

Independent tax consultants ...

ISA tax advantages, Invest and save wisely, Future security

ISA tax advantages at year-end: Bed and ISA before the 5th April 2026

Here's the quick chat on Bed and ISA before the tax year end: sell in a taxable account, then rebuy inside an ISA. Done well, it's practical Capital Gains Tax planning and long-term tax-free investing. The ISA tax advantages can be worth the admin ...

MTD for Income Tax, Filing can be such a task, But deadlines must pass

MTD for Income Tax for non-residents: key changes, dates, and what to do

MTD for Income Tax brings digital records and quarterly updates for UK residents with overseas income. Get ready now without panic ...

By Helen Beaumont
On blog.essendontax.co.uk



Property Incorporation Relief, Tax break for business growth, No longer automatic

Property Incorporation Relief from April 2026: what changes and why it matters

Claim property incorporation relief before April 2026 deadline. Avoid risk and paperwork. Landlords and advisers act now ...

By Helen Beaumont
On blog.essendontax.co.uk



Changes to Inheritance Tax, Challenge legacy's grasp, Families may shift

The 2026 changes to Inheritance Tax: what families need to know

Discover the upcoming changes to Inheritance Tax in 2026 and how they could impact your estate. Learn about thresholds, relief limits, and more ...

By Helen Beaumont
On blog.essendontax.co.uk



Cryptoasset disclosure, Service ensures transparency, Invest with knowledge

Why HMRC's cryptoasset disclosure service has raised only £4m so far

HMRC's cryptoasset disclosure service has only brought in £4m despite tens of thousands of nudge letters. What does it mean for crypto tax?

By Helen Beaumont
On blog.essendontax.co.uk



Top tax tips to save, Track expenses, deductions, Maximize returns

Top tax tips for smart year-end tax planning before April

Top tax tips to save money before April. Learn how to tidy up savings, ISAs, pensions and gains. Don't miss out ...

By Helen Beaumont
On blog.essendontax.co.uk



Ground rents to be capped, From the old way to the new, Feudal system abolished!

Ground rents to be capped: what the new £250 limit means

Ground rents to be capped at £250 from 2028 as part of leasehold reform and commonhold push. Existing leaseholders may need a conversion rout

By Helen Beaumont
On blog.essendontax.co.uk



Late tax return penalties, Mounting stress and worry, When January passes by

Why late tax return penalties keep rising as HMRC clamps down

Late tax return penalties rising due to more unpaid tax. Act early and stay in control. Challenge mistakes or agree on payment plan ...

By Helen Beaumont
On blog.essendontax.co.uk



Pay your self-assessment bill, Time to face the numbers still, Taxes, a bitter pill

Can't pay your self-assessment bill by the 31st of January?

Pay your self-assessment bill on time or face penalties. Don't ignore it - get the numbers right, pay what you can, and talk to HMRC ...

By Helen Beaumont
On blog.essendontax.co.uk



Mid-year Capital Gains Tax rate change, Shifting tides of wealth, Constant rearranged

UK tax returns and the mid-year Capital Gains Tax rate change in 2024/25

Avoid CGT miscalculations from HMRC after the mid-year Capital Gains Tax rate change on Oct. 30th, 2024. Check now for manual adjustments ...

By Helen Beaumont
On blog.essendontax.co.uk



Self-assessment filing deadline, Ticking clock, papers pile high, Deep breath, taxes done

New Year Nudge: Beat the self-assessment filing deadline without stress

Here's the simple reality of the self-assessment filing deadline: it doesn't move, but your stress can. My blog post this week explains why filing early helps, what HMRC charges for delays, and how an online tax return can keep things tidy. Get it done, then get on with your year ...

It's crucial for online sellers to ensure that their income is accurately reported!

HMRC Taking A Good Look At Savvy Online Sellers

Online sellers react to HMRC's new data sharing initiative to tackle tax evasion. Mixed reactions from online sellers ...,

By Helen Beaumont
On blog.essendontax.co.uk



HMRC Christmas tax rules, Complicate the season's joys, Taxes on all gifts

How HMRC Christmas tax rules trip up festive side hustlers

HMRC Christmas tax rules explained for festive side hustlers, from thresholds to reporting and deadlines ...

By Helen Beaumont
On blog.essendontax.co.uk



File a self assessment tax return, Crunching numbers tight, Owed or refunded

Do I need to file a self-assessment tax return?

File a self-assessment tax return before the deadline. Learn who needs to file, income triggers, and how to register with HMRC. Get clear now ...

By Helen Beaumont
On blog.essendontax.co.uk



Salary sacrifice changes , Savings for the future , Trade now for later

Salary sacrifice changes set to hit millions of UK employees

Salary sacrifice changes introduce a £2,000 cap, reshaping workplace pensions and tax for millions ...

By Helen Beaumont
On blog.essendontax.co.uk



Beat the Budget tax, Shake off financial burden, Freedom in our grasp

Nine ways to beat the Budget tax burden this year

Beat the Budget tax burden with this simple guide. Learn how to save on pensions, ISAs, dividends, and more. Plan ahead and minimize taxes ...

By Helen Beaumont
On blog.essendontax.co.uk



Splitting a business, To avoid VAT costs high, Savings or stress?

Why splitting a business to avoid VAT can backfire badly

Avoid issues with HMRC by not splitting your business to avoid VAT. Consider long-term costs and commercial reality before acting ...

By Helen Beaumont
On blog.essendontax.co.uk



Pension salary sacrifice, A choice for the future, Savings bloom in spring?

Chancellor eyes pension salary sacrifice: a £5.1bn question

Will the chancellor curb pension salary sacrifice? Here’s what a £5.1bn move could mean for workers and employers ...

By Helen Beaumont
On blog.essendontax.co.uk



Inheritance tax, Transitional gifting rule, Pass on with purpose

Why farmers need an inheritance tax transitional gifting rule now

Why an inheritance tax transitional gifting rule would protect older farmers before APR/BPR changes bite in April 2026 ...

By Helen Beaumont
On blog.essendontax.co.uk



Inheritance tax risk, Family business at stake, Planning is crucial

Inheritance Tax risk for family-owned businesses: act before reliefs shrink!

Understand Inheritance Tax risk for family owned businesses and the urgent steps to safeguard succession ...

By Helen Beaumont
On blog.essendontax.co.uk



Pension tax raid, oh, Hard-earned savings taken, gone, Retirement dreams fade

A pension tax raid would put the NHS in danger

A pension tax raid risks driving GPs to retire early and undermining new neighbourhood care plans. It could also destabilise NHS funding and deepen workforce gaps. Clarity on tax reforms is urgently needed, especially with the Autumn Budget 2025 looming ...

Real-time HICBC, Payment without delay, Efficient and fast

HMRC launches real-time HICBC payment for smoother PAYE

HMRC’s real-time hicbc payment lets employees settle the charge via PAYE without Self Assessment ...

By Helen Beaumont
On blog.essendontax.co.uk



Directors loans flow, From company to owner, Debt ties them tightly

Are directors' loans a good cash flow strategy or just another tax trap?

Discover the pros and cons of directors loans. Boost cash flow or risk HMRC attention. Use cautiously for success ...

By Helen Beaumont
On blog.essendontax.co.uk



Optimising income, For directors, a balancing act, Profit and purpose

Salary or Dividends: Optimising Income for Directors

Optimising income for directors: Find the balance between salaries and dividends while navigating tax changes. Improve your remuneration strategy ...

By Helen Beaumont
On blog.essendontax.co.uk



Salary sacrifice, A smart way to reduce tax, More money for you!

Should Directors Use Salary Sacrifice To Reduce Income Tax And National Insurance?

Discover how salary sacrifice to reduce tax helps directors cut NI, boost pensions, and streamline payroll ...

By Helen Beaumont
On blog.essendontax.co.uk



Amnesty for Covid loan debtors, A weight lifted at last, New beginnings await

UK Unveils Amnesty For Covid Loan Debtors: Your Last Clean-Slate Chance

The UK’s new amnesty for Covid loan debtors lets you repay quietly before tougher sanctions arrive ...

By Helen Beaumont
On blog.essendontax.co.uk



10-Year charge on trusts, Loyalty and growth abound, A decade of trust

Understanding The 10-Year Charge On Trusts Without The Headaches

Understand the 10-Year charge on trusts, how it’s calculated, deadlines, and how to stay compliant with HMRC ...

By Helen Beaumont
On blog.essendontax.co.uk



HMRC pension relief, Crackdown on tax avoidance, Retirement fears grow

HMRC Pension Relief Crackdown: What Higher-Rate Taxpayers Need To Know

HMRC pension relief crackdown: tighter checks, no phone claims, evidence needed for higher rate taxpayers from Sept 2025 ...

By Helen Beaumont
On blog.essendontax.co.uk



Inheriting a pension, A legacy of wealth, Retirement awaits

Why Inheriting A Pension Could Become Painfully Taxing

Inheriting a pension? Learn how it may affect your taxes and how to protect your family's wealth. Avoid the RNRB trap. Practical steps to mitigate

By Helen Beaumont
On blog.essendontax.co.uk



Taxing income from wealth, Takes a toll on the wealthy, But helps those in need?

Rethinking Taxation: The Case for Taxing Income from Wealth, Not Work

Taxing income from wealth gains traction in UK, shifting focus from work. Explore the potential impact of this fiscal policy alternative ...

By Helen Beaumont
On blog.essendontax.co.uk



Stamp duty burden, Heavy tax on home buyers, Ouch, my wallet weeps

HMRC Warns Against Stamp Duty Rogue Agents: Stay Vigilant!

Following a recent Court of Appeal ruling, HMRC has announced a crackdown on fraudulent Stamp Duty repayment claims. Homebuyers are advised to avoid rogue agents touting misleading schemes that could result in significant penalties ...

© 2026 by Helen Beaumont

All rights reserved



All content on this blog, including but not limited to text, images, videos and audio, is protected by copyright. No part of this blog may be reproduced, copied, distributed, or otherwise used without the prior written consent of the author. Unauthorised use constitutes a breach of intellectual property rights.

Please note that many elements of this blog have been created using Artificial Intelligence (AI). As such, content may not always reflect verified facts or professional advice. The information provided is for general interest only and should not be relied upon as a sole source for making decisions, financial or otherwise. Readers are strongly advised to seek independent advice from qualified professionals appropriate to their country and situation.

The author of this blog, YourPCM Limited, and its directors, employees, and authorised agents accept no liability for any loss, harm, or consequence arising from the use or interpretation of content found on this site.

The sblogit.com platform is provided on an “as is” basis. By continuing to view or interact with this blog, you acknowledge and accept these terms. If you do not agree with any part of this notice, please cease using this site immediately.

YourPCM Limited is a company registered in the UK and operates exclusively under the jurisdiction of the laws of England and Wales.